Tax-Loss Harvesting – Rules and Examples of a Year-Round Strategy
Tax-loss harvesting can be a powerful strategy to reduce taxes and defer them. You can hear more about how to do tax-loss harvesting, the benefits, …
The Negative Effects of Caregiving
Caregiving can come with positive effects, but it often has negative effects. From the emotional, physical, financial, and relationship effects, caregiving impacts many areas of …
Aging in Place – Costs and Factors to Consider
Aging in place is often the default option people think of when they think about where they want to live as they age. For some …
Qualified Charitable Distributions (QCDs) – Tax-Efficient Charitable Giving
Qualified charitable distributions (QCDs) are a powerful giving tool to potentially help reduce your adjusted gross income and the amount of tax you pay. For …
4 Ways to Help a Widow
Many people are unsure how to help a widow. The loss and grief can be uncomfortable. We aren’t taught what to say or how to …
Do I Need International Stocks?
After a strong decade in US stock market returns, many investors find themselves asking, “Do I need international stocks?” Let’s look at the historical data …
Why the Dow Doesn’t Matter
The Dow is an index made up of 30 publicly traded U.S. stocks based on their price. It’s a bad way to construct an index, …
Family or Professional Trustee – Pros and Cons of a Professional Trustee
Deciding whether to put a family or professional trustee in charge of administering a trust is a difficult choice to make. There are pros and …
How Much Cash Should I Have in Retirement?
Deciding how much cash to have in retirement, particularly the transition into retirement is challenging. There are general rules of thumb, but how much is …
Kathi Balasek – Personal Widowhood Experience
Kathi Balasek is an educator, the founder of Grief Smart Advisor, and a widow. Kathi shares her personal journey with widowhood, what it is like …