Tax-Loss Harvesting – Rules and Examples of a Year-Round Strategy
Tax-loss harvesting can be a powerful strategy to reduce taxes and defer them. You can hear more about how to do tax-loss harvesting, the benefits, …
Investing
Do I Need International Stocks?
After a strong decade in US stock market returns, many investors find themselves asking, “Do I need international stocks?” Let’s look at the historical data …
Why the Dow Doesn’t Matter
The Dow is an index made up of 30 publicly traded U.S. stocks based on their price. It’s a bad way to construct an index, …
How Much Cash Should I Have in Retirement?
Deciding how much cash to have in retirement, particularly the transition into retirement is challenging. There are general rules of thumb, but how much is …
Stock Market Decline Silver Linings
Stock market declines have silver linings and opportunities. From valuations coming down, Roth conversions, rebalancing, and tax-loss harvesting, there are opportunities to reduce taxes and …
What is Asset Location and How Can It Reduce Taxes?
Asset location is a tax minimization strategy where you put certain assets in different types of accounts based on their expected returns, tax treatment, and …
5 Reasons Why Stock Market Forecasts are Useless
Stock market forecasts are often wrong. They are easy to make with little to no accountability, encourage bad reactions, and are confused with “the economy.” …
5 Smart Ways to Invest for Your Grandchildren
Do you want to invest for your grandchildren’s future and financial success, but aren’t sure how? This covers the types of accounts, taxation, how it …
How to Survive a Bear Market
It’s tough to watch the stock market drop 20%+. What statistics are helpful to know about bear markets? What do you do during a bear …
Fee-Only Financial Advisor – 4 Reasons to Hire One
The financial industry is full of jargon, hidden compensation arrangements, and a bunch of fine print. Let’s dive into the jargon and help make sense …