Why the Dow Doesn’t Matter
The Dow is an index made up of 30 publicly traded U.S. stocks based on their price. It’s a bad way to construct an index, …
Family or Professional Trustee – Pros and Cons of a Professional Trustee
Deciding whether to put a family or professional trustee in charge of administering a trust is a difficult choice to make. There are pros and …
How Much Cash Should I Have in Retirement?
Deciding how much cash to have in retirement, particularly the transition into retirement is challenging. There are general rules of thumb, but how much is …
Kathi Balasek – Personal Widowhood Experience
Kathi Balasek is an educator, the founder of Grief Smart Advisor, and a widow. Kathi shares her personal journey with widowhood, what it is like …
Stock Market Decline Silver Linings
Stock market declines have silver linings and opportunities. From valuations coming down, Roth conversions, rebalancing, and tax-loss harvesting, there are opportunities to reduce taxes and …
What I’m Thankful for in 2022
It’s that time of year many people reflect and ask, “What am I thankful for this year?” Listen to what I am thankful for in …
How to Choose Beneficiaries with Taxes in Mind
Many people choose their beneficiaries without thinking about how much they will receive after-taxes. If you choose beneficiaries without a strategy, more of your money …
Stacy Francis, CFP®, CDFA®, CES™ – Navigating Financial Decisions as a Widow
Stacy Francis is the Founder of Francis Financial and Savvy Ladies. She joined me to talk about the steps to take after a loved one …
What is Asset Location and How Can It Reduce Taxes?
Asset location is a tax minimization strategy where you put certain assets in different types of accounts based on their expected returns, tax treatment, and …
How to Build a Good Credit Score
Credit scores can be confusing. It takes work and an understanding of the methodology to build a good credit score. Let’s explore what impacts a …